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Phil Weaver Automotive

Finance
Phil Weaver Automotive

We have chosen to work with MotoNovo Finance who are one of the UK's fastest growing independent finance companies, helping thousands of people just like you to fund their next car, van or motorcycle.


Motonovo provide funding options such as Hire Purchase (HP) and Personal Contract Purchase (PCP) so you can spread the cost of that car, van or motorcycle you have your eyes on.
We have the expertise to help you understand the benefits, convenience, and availability of dealer finance, whether you are looking for options that suit your budget or are ready to make that dream purchase.
Get in touch to find out more about our commitment to helping you buy your next car, van or motorcycle with confidence.


You can spread the cost of your car, van, or motorcycle by paying in fixed monthly instalments. With terms from 12 to 60 months and a deposit amount, you can choose the right payment plan that suits your budget. When you have paid off the finance agreement, and settled the option to purchase fee, the vehicle becomes yours.
You can enjoy a one month payment holiday before your first instalment is due, with interest calculated from the day your agreement starts.

  • No minimum or maximum deposit price, so you can have more control over the amount of finance required.
  • Flexible repayment terms to suit your monthly budget.
  • Fixed interest rates, so you know exactly what you’re paying every month for the length of the term.
  • You don’t own the vehicle until you’ve made your final payment, which means the vehicle could be repossessed if you do not maintain contractual payments.
  • You cannot sell or give the vehicle away until you have paid all of the repayments under the finance agreement.

Spread the cost of your vehicle by paying in fixed monthly instalments with terms from three to four years.
This product contains a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to change their vehicle frequently.
When you have paid off the finance agreement, and the final balloon payment or Guaranteed Minimum Future Value (GMFV), the vehicle becomes yours.
Alternatively you can return the vehicle to the dealership, use it as a part exchange against your next vehicle or refinance the balloon payment into a new HP agreement, subject to finance approval.

  • Generally lower monthly repayments than a typical Hire Purchase agreement.
  • Flexible repayment terms to help suit your monthly budget.
  • No minimum or maximum deposit, so you can have more control over the amount of finance required.
  • At the end of the agreement you can purchase the vehicle outright, return the vehicle to the lender, use it as part exchange for your next vehicle or refinance the balloon payment into a new HP agreement, subject to finance approval.
  • You don’t own the vehicle until you’ve made your final payment, including the final balloon payment, which means the vehicle could be repossessed if you do not maintain contractual payments.
  • You cannot sell or give the vehicle away until you have paid all of the repayments under the finance agreement.
  • Excess mileage charges apply, as documented in the finance agreement prior to purchase.
  • If the predicted Guaranteed Minimum Future Value (GMFV) is set very close to the actual value of the vehicle, there will be little equity to roll onto another deal.
  • The vehicle’s future value is based on its condition in comparison to vehicles of the same age and mileage. Any damage that is not down to normal wear and tear will need to be rectified by the customer.

Please complete the form below and one of our team will be in contact shortly.

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